August 2018

 

How does a home seeker apply for the Maharashtra Housing and Area Development Authority's housing lottery schemes? We look at the eligibility criteria, application process and payment procedure

The Maharashtra Housing and Area Development Authority (MHADA) is a nodal agency that is responsible for the construction and development of housing units for the lower and middle-income groups.

MHADA Lottery Schemes are popular among home buyers, who wish to buy properties that are affordable and also within the city limits. Recently, the MHADA launched a housing lottery for properties in Mumbai, which received a huge response from applicants. The localities on offer were in Sion, Lower Parel, Vikhroli east, Powai, Goregaon west and Kandivali.

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Eligibility for MHADA Lottery Scheme

• The applicant should be at least 18 years old.
• The applicant should have a Domicile Certificate, proving that s/he has stayed for 15 continuous years in Maharashtra.
• Income proof for the financial year (average monthly income, excluding reimbursable allowances like transport, medical, laundry allowance, etc.): Economically Weaker Section (EWS) up to 25,000; Middle-Income Group (MIG) Rs 50,001 to Rs 75,000; Lower-Income Group (LIG) Rs 25,001 to Rs 50,000; High-Income Group (HIG) Rs 75,001 and above.
• The applicant should have a PAN card

Steps for applying for the MHADA Lottery Scheme

The winners of the MHADA Lottery Scheme 2017 have already been announced. Interested applicants can follow these steps, to apply in the next editions:

Step 1

Log on to the MHADA Lottery Scheme website.

Step 2

Register yourself on the portal. For this, you need to create your username and fill basic information such as name, family income, PAN card number, date of birth, occupation, marital status, gender, residential address, own mobile number, etc.

Ensure that the mobile number furnished by you is in working condition, as this will be used for future reference.

Step 3

Once the username is created, you can login again to apply online. After logging in, you would be able to see the schemes that are presently available. You can select MHADA Lottery from the option and feed in the personal details, such as income group, reservation category and applicant type. You also need to enter the scheme code, which you can find in the annexures available online or in the brochure. The scheme code basically refers to the location you have shortlisted. Mention your bank account details and acknowledge the undertaking that you or your immediate family members do not own any other property in the city. Also, mention the present residential address for communication. Confirm all the details mentioned by you.

Step 4

Once you have applied online, you need to pay the application fee. You can make the payment through demand draft or online through debit card, credit card or NEFT/RTGS. For making the payment online, login to your account. You will be able to see the payment options along with the list of schemes that you have applied for.

If you are paying through demand draft, print the application form and submit it along with the DD in the designated bank. If you are paying online, upload a cancelled cheque and make the payment to the MHADA bank account. You can generate the payment slip from the payment portal and keep it for future reference.

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Source: housing.com